1 can refried beans
1 lb. ground beef, browned and drained
1 16 oz. jar taco sauce (Old El Paso medium)
2 c shredded sharp cheddar cheese
Layer ingredients above in 9x13 pan and bake at 350F for 45 minutes or until cheese melts and is hot throughout.
Top with sour cream, sliced black olives, and sliced green onions.
Serve with corn chips or tortilla chips.